SBA 7(a) loans offer larger loan amounts and longer repayment terms than conventional business loans — backed by the U.S. Small Business Administration. SBG Funding guides you through the entire process.

Lump sum of capital deposited into your business account upfront. You repay it on a fixed schedule — weekly or monthly — over a set term of 6 to 48 months. Unlike a revolving line of credit, the full amount is available immediately, and your payment amount stays the same throughout the term. It’s designed for the moments when you know exactly what you need, how much it costs, and that the investment will generate a return.

Not a one-time loan, but a credit limit you can draw from whenever you need it. You draw what you need, you pay interest only on what you’ve drawn, and when you repay it, that credit becomes available again. It’s designed for the reality that business expenses and business revenue rarely arrive at the same time.

The equipment pays for itself. You just need it first. Get up 90% of your equipment’s value to purchase the machinery, vehicles, and tools your business needs. Fixed payments, same-day decisions, funded in as little as 24 hours.

Accounts receivable financing lets you access the value of outstanding invoices immediately rather than waiting for your customers to pay. When a B2B business delivers goods or services and issues an invoice, that invoice represents real, earned revenue.

Working capital loan is a short-to-medium-term loan designed specifically to fund day-to-day business operations — not long-term investments. Where a term loan might fund a piece of equipment or an expansion, a working capital loan covers the expenses that keep your business running right now: payroll, rent, utilities, inventory, supplier payments, and other operating costs.

Focused toward Real Estate and Businesses. They are a temporary structure: you borrow for a defined period, use the funds to keep a deal or operation moving, and repay when the underlying event resolves — a property closing, a financing round, a contract payment, or a longer-term loan that takes time to process.on

MCA provides businesses with immediate capital based on their future sales. Businesses receive a lump sum upfront and agree to repay the advance by allowing the lender to take a percentage of their daily credit and debit card sales